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MNA members have access to Nonprofit Executive Liability Insurance, also known as Director’s and Officer’s Insurance, Employment Practices, and Fiduciary Liability Insurance along with coverage enhancements and discounted pricing from Berkley Select Insurance and the professional agents at PayneWest Insurance. MNA members may also be eligible for additional enhancements and discounts on products – please check your membership status and be sure to mention that you’re an MNA member when receiving your quote.

Program Description

If you think you don’t need Nonprofit Executive Liability Insurance, also known as Director's and Officer's Insurance, you’re not alone. However, nonprofits are becoming a more frequent target of lawsuits. Costly attorneys’ fees and settlements, a drop in donations, negative publicity and loss of your nonprofit status are just a few of the consequences your organization can face if you don’t have the right coverage in place when a lawsuit develops.

Montana’s Immunity Law (MCA 27-1-732) is often cited as a rationale for not carrying such Insurance, but it does not protect your organization from legal action or from incurring expenses related to legal defense. Learn more by visiting our Director’s and Officers Insurance Frequently Asked Questions page.

Comprehensive Program

MNA's comprehensive Nonprofit Executive Liability Insurance program with Berkley Select provides some of the broadest coverage available in the market and includes coverage for personal injury, defense costs outside the policy limits, third party liability and more. Optional coverage is available for employment practices liability and fiduciary liability. Coverage is available for most nonprofit organizations. Premiums will vary depending on total assets, nature of operations and number of employees. A few of the many highlights of the program include:

  • Preferential annual premium pricing for MNA members starting at $400
  • Multiple deductible options starting as low as $0
  • Separate or combined limit of liability options
  • Deductible waived if no judgment is brought against your organization
  • Defense costs are paid outside policy limit of liability
  • Full worldwide coverage
  • Full prior acts coverage possible to qualified buyers
  • Free, unlimited access to a risk management website and toll-free Employment Practices Liability Loss Prevention Helpline
  • Professional staff of in-house attorneys to handle claims
  • Simple application and quotation process

Eligibility

To participate in the MNA enhanced insurance program, your organization must have a 501(c) status and be a member of MNA.

Getting Started

The MNA & Berkley Select Program is administered in-state by agents at PayneWest. To obtain a quote, contact Jackie Nelson at 406-457-5173 or [email protected] In most instances, you will receive a quote within 48 hours of your request.

* Berkley Select is a member company of W. R. Berkley Corporation operating nationally as an underwriting management company specializing in executive and professional liability insurance. Monitor issues policies on behalf of several W. R. Berkley Corporation member companies. All are rated A+ (Superior) by A.M. Best Company

For general information about any of MNA's programs, contact us by email or call (406) 449-3717.

Nonprofit Executive Liability Insurance FAQs

* Monitor Liability Managers, LLC is a member company of W. R. Berkley Corporation operating nationally as an underwriting management company specializing in executive and professional liability insurance. Berkley Select issues policies on behalf of several W. R. Berkley Corporation member companies. All are rated A+ (Superior) by A.M. Best Company

For general information about any of MNA's programs, contact us by email or call (406) 449-3717.