Major Medical Health Insurance 
MNA Member Benefit
MNA members have free access to the personal health insurance advisers at Mountain West Benefits (MWB). MWB staff can help you obtain a quote, choose a plan, or provide employee education about your health benefits through webinars or seminars. In addition to standard health and prescription drug benefits, each plan also includes the following enhancements for MNA members:
- Built-in Reserve Account to stabilize premiums from year-to-year
- 24/7 toll-free Health Hotline to nurses who can help you make informed choice for your after-hours needs
- Employee Assistance Program, and
- Single billing through MNA's Third Party Administrator
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Program Description
The MNA Health Plan offers several options. Annual premium rate changes are determined by the actual claims usage of the entire pool of users - currently at nearly 800 participants. By aggregating a large pool of insureds and maintaining a Premium Stabilization Account, rate changes tend to be less erratic than those of small groups. The 2010 premium rate change (effective July 1, 2010) will be less than 5% average increase across the board. Even with this low rate increase, we were able to increase preventive benefits, add plans, improve coverage for groups of one employee, and add the flexibility of purchasing enhancements like life and vision coverage ala carte. Our plan year runs July - June. Rates are available for employee only, employee plus spouse, employee + family and employee + child(ren).
Eligibility
To participate in the MNA health plan, your organization must be a 501(c)(3) organization and a member of MNA. Members will also need to reach certain participation rates:
- MNA members with 2 or 3 employees must maintain 100% employee enrollment
- MNA members with 4 or more employees must maintain 75% employee enrollment
- The employer must pay a minimum of 65% of employee premiums
Getting Started
To obtain a quote for your organization, please contact our program partners, Mountain West Benefits at 877-343-1060 and let them know you are interested in the Montana Nonprofit Association Group Benefits Trust. MNA Employees are not able to provide quotes on insurance products.
Questions?
To learn more about our health insurance plan, contact Mountain West Benefits directly. MWB staff can answer all your questions and they can provide quotes for your organization, or they can refer you to an agent in your area that can get you a quote.
Documents for Downloading
For general information about any of MNA's programs, contact Brad Robinson, Member Services Director of the Montana Nonprofit Association by email or 406-449-3717